Privacy Policy

Introduction

DebtDev ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website debtdev.com and use our services.

Please read this Privacy Policy carefully. By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by all the terms outlined here. If you do not agree with our policies and practices, please do not use our services.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Register for an account or request our services
• Complete contact forms or request information
• Subscribe to our newsletters or marketing communications
• Participate in surveys, promotions, or events
• Contact us with inquiries or for customer support

This information may include your name, email address, phone number, company name, job title, and any other information you choose to provide.

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and usage patterns, including:

• IP address and general location information
• Browser type and version
• Operating system
• Referring URLs and pages visited
• Date and time of access
• Clickstream data and interaction with our website

Financial Information

When you use our financial calculators or tools, we may collect financial information that you voluntarily provide, such as income, debt amounts, and other financial metrics. This information is used solely to provide the requested calculations and is not stored unless explicitly saved by you.

How We Use Your Information

We may use the information we collect for various purposes, including to:

• Provide, operate, and maintain our services
• Process and respond to your inquiries and requests
• Send administrative information, such as updates, security alerts, and support messages
• Personalize your experience and deliver content and product offerings relevant to your interests
• Develop new products, services, features, and functionality
• Monitor and analyze usage patterns and trends to improve our services
• Prevent fraudulent transactions, monitor against theft, and protect against criminal activity
• Comply with legal obligations and enforce our terms and conditions

TCPA Compliance

In accordance with the Telephone Consumer Protection Act (TCPA) and other applicable regulations, we:

• Obtain appropriate consent before making automated calls or sending text messages
• Maintain internal Do-Not-Call (DNC) lists as required
• Provide clear opt-out mechanisms in all communications
• Honor opt-out requests promptly
• Maintain records of consent for regulatory compliance

Information Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except in the following circumstances:

Service Providers

We may share your information with third-party vendors, service providers, and contractors who perform services on our behalf and require access to such information to carry out their work. These parties are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.

Business Transfers

If we are involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.

Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).

Data Security

We implement appropriate technical and organizational security measures designed to protect the security of your personal information. However, please note that no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

We maintain administrative, technical, and physical safeguards designed to protect against unauthorized access, use, modification, and disclosure of personal information in our custody and control.

Your Rights and Choices

Access and Updates

You may review, update, or correct your personal information by contacting us directly at privacy@debtdev.com.

Marketing Communications

You can opt out of receiving marketing communications from us by following the unsubscribe instructions included in our marketing emails or by contacting us. Please note that even if you opt out of receiving marketing communications, we may still send you non-marketing communications, such as those about your account or our ongoing business relations.

Cookies and Tracking Technologies

Most web browsers are set to accept cookies by default. You can usually choose to set your browser to remove or reject browser cookies. Please note that if you choose to remove or reject cookies, this could affect the availability and functionality of our services.

Third-Party Websites

Our website may contain links to third-party websites. Any access to and use of such linked websites is not governed by this Privacy Policy but instead is governed by the privacy policies of those third-party websites. We are not responsible for the information practices of such third-party websites.

Data Retention

We will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements).

Children's Privacy

Our services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children under 18. If we become aware that a child under 18 has provided us with personal information, we will take steps to delete such information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated version will be indicated by an updated "Last Updated" date at the bottom of this page, and we encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

If we make material changes to this Privacy Policy, we will notify you either through the email address you have provided us or by placing a prominent notice on our website.

Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at: